Mortgage operations
Pricing reviews, lock desk workflows, exception handling, documentation and guideline adherence.
U.S. Mortgage · Operations · Process Excellence
Mortgage expertise. Disciplined delivery.
Practical, lasting improvement.
I bring 16+ years of operations and lending experience to pricing review, workflow coordination, quality and service delivery—with analytics, automation and Lean Six Sigma at the core of my approach.
01 / Professional profile
My experience connects day-to-day mortgage operations with the disciplines that keep service reliable: clear priorities, accurate reviews, useful reporting, strong controls and informed decisions.
Pricing reviews, lock desk workflows, exception handling, documentation and guideline adherence.
Work allocation, queue health, capacity planning, SLA/TAT monitoring and stakeholder coordination.
Lean Six Sigma, Kaizen, root cause analysis, reporting improvements and practical VBA automation.
02 / Career journey
From mortgage documentation and workflow coordination to pricing review and performance reporting, my career has developed across the details that matter to daily delivery.
Apr 2017 – Present
Mr. Cooper / Rocket Mortgage
Mortgage pricing & operationsMay 2016 – Feb 2017
Cognizant Technology Solutions
Workflow, reporting & governanceMar 2010 – May 2016
Zenta / Accenture
Lending operations & quality03 / Operational expertise
I connect domain knowledge with workflow discipline, clear reporting and practical support for the people doing the work.
Pricing review, exception completeness, high-priority requests and escalation of complex cases.
Work prioritization, task allocation, capacity planning, productivity monitoring and follow-ups.
Document accuracy, guideline adherence, defect analysis, audit readiness and corrective actions.
U.S. stakeholder communication, service issues, policy updates, escalations and process clarifications.
New-resource training, assessments, mentoring, job aids and Train-the-Trainer experience.
MIS, production reporting, forecasts and analysis that support operational decisions.
04 / The Black Belt perspective
My Lean Six Sigma Black Belt certification strengthens the structured problem-solving approach I bring to operational challenges. DMAIC provides a clear sequence for understanding a problem and sustaining an improvement.
Clarify the problem, the customer need and the boundaries of the work.
Establish a dependable baseline and understand current performance.
Investigate variation, defects and the causes behind repeated issues.
Address causes through practical changes, clearer workflows and automation.
Support the improvement with ownership, standards and ongoing monitoring.
The aim: operational changes that teams can understand, use and maintain in their daily work.
05 / Selected contributions
Contributions spanning reporting, process consistency and knowledge transfer, supported by three Kaizen Gold Awards for process-improvement work.
Developed Excel and Word VBA automations, reports and templates to reduce repetitive effort and improve consistency.
Repeatable reporting, consistent templates and fewer manual steps help make routine operational work easier to maintain.
Prepared MIS, production and productivity reports, and supported forecasts, defect analysis and operational review.
Useful reporting brings queue health, capacity, service performance and quality issues into the same operational conversation.
Trained new resources, conducted assessments, prepared job aids and supported mentoring and knowledge transfer.
Clear guidance and practical assessment support a more consistent understanding of processes, controls and service expectations.
06 / Analytics & automation toolkit
A practical toolkit for reporting, repeatable workflows and performance analysis, alongside mortgage domain knowledge.
6 tools shown
Reporting & analysis
Operational reporting, production tracking, productivity analysis and structured working templates.
Automation
Excel and Word automation, repeatable reports and templates for routine operational tasks.
Data analysis
Querying and analyzing pricing and performance information for management reporting.
Business intelligence
A business intelligence tool in my analytics toolkit for visualizing and exploring performance information.
Data preparation
A toolkit for preparing, combining and transforming data for repeatable analysis.
Data modeling
A toolkit for working with related datasets and model-based analysis within Excel.
07 / Credentials & recognition
Professional development across continuous improvement, training and management, together with recognition for practical process-improvement contributions.
Professional credentials & awards
TÜV SÜD
Continuous improvement and structured problem solving.
Training, mentoring and knowledge transfer.
Recognition for process improvements and efficiency gains.
Education
SRM Institute of Science and Technology
Guru Nanak College
University of Madras
Professional interests
Mortgage and lending operations, operational delivery, process excellence, analytics, automation and transformation.
08 / Let’s connect
I welcome conversations about mortgage operations, service delivery, process excellence and the practical use of analytics and automation.